Utkarsh Small Finance Bank has announced a hiring drive for Relationship Officers and Senior Relationship Officers to bolster its MSME-LAP (Loan Against Property) sales team. The bank is seeking dynamic professionals with experience in home loans or LAP sales to join its growing workforce across key locations, including Manesar, Greater Noida, Udaipur, Jaipur, Karnal, Panipat, and Bhatinda.
Grade: Relationship Officer / Senior Relationship Officer
Maximum Age: 33 years
Educational Qualification: Graduation in any discipline
Experience Required: Minimum 1 year in HL (Home Loans) or LAP sales
The selected candidates will be responsible for driving customer acquisition, adhering to the bank’s policies, and maintaining strong relationships with clients. The role demands close coordination with internal teams to ensure seamless service delivery and compliance with banking regulations.
1. Client Acquisition:
•Identify and source loan clients in alignment with business targets.
•Expand the customer base for MSME-LAP products.
2. Credit Discipline:
•Ensure strict adherence to credit policies to minimize defaults.
•Monitor repayment schedules and follow up on recoveries.
3. Portfolio Monitoring:
•Conduct regular loan utilization checks and field visits.
•Track portfolio performance and report discrepancies.
4. Compliance & Process Improvement:
•Follow all bank policies and regulatory guidelines.
•Suggest improvements to enhance operational efficiency.
5. Customer Service:
•Address customer queries promptly to ensure satisfaction.
•Explain loan terms, documentation, and processes to applicants.
6. Documentation & Reporting:
•Facilitate loan contract completion, including signatures and notarization.
•Maintain accurate records and submit timely reports.
Applicants must mention “Post Applied for – Relationship Officer/Senior Relationship Officer – HL/LAP” in the subject line. Shortlisted candidates will be contacted for further interviews.
Note: Utkarsh Small Finance Bank does not charge any fees during the recruitment process.
Utkarsh Small Finance Bank is a customer-centric financial institution committed to inclusive banking and empowering underserved segments. With a strong presence across India, the bank continues to expand its services by hiring skilled professionals to drive growth and innovation.
This hiring initiative underscores Utkarsh’s focus on strengthening its sales team and enhancing its MSME-LAP offerings. Aspiring candidates with a passion for sales and customer relationship management are encouraged to apply.